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Stanley Mwangi Chege

In this Q&A, Stanley Mwangi Chege, CIO of the East Africa-based insurance company Jubilee Insurance explains how to handle crisis-driven digital transformation, and top IT trends confronting tech leaders in 2021.

Copyright © CIO Africa

Stanley Mwangi Chege has had a 27-year-long professional career as a technology leader, recently becoming group CIO of Jubilee Insurance after leaving a similar position at Madison Group Kenya. Jubilee is based in Kenya, with offices in Uganda, Tanzania, Burundi and Mauritius. In this interview, Chege discusses plans to tap emerging technology including robotic process automation (RPA), machine learning, and the internet of things (IoT) to optimize business processes and fuel growth. Edited excerpts:

What does your digital transformation agenda for 2021 look like?

We shall upgrade from digital optimization projects to digital transformation projects. We…


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Understanding the Mechanics of Blockchain Ecosystem Participation

Copyright © Decentralised Africa

Redefining Trust

Open source software projects rely on strong communities of developers and enthusiastic advocates to deliver product or service innovations and stimulate market demand.

This means that project creators often have to ensure a delicate balance is maintained in order not to undercut the needs of user communities in favour of driving ecosystem token sales. Otherwise projects will face user adoption challenges and consequential negative brand associations. On the other hand, a lack of focus on sustainable business models or viable token economics can spell doom for a project before it even takes off.

Recognising…


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Copyright © Decentralised Africa

Is BlockFi Safe, Legit, and Worth Your Time?

BlockFi was founded in 2017 by Zac Prince and Flori Marquez. The mission being to provide credit services to markets that currently have limited access to products such as simple savings accounts.

BlockFi’s unique proposition and what sets it apart from other crypto asset service providers is that the company pairs market-leading rates with institutional-quality benefits. The company is the only independent lender with institutional backing from investors that include Valar Ventures, Galaxy Digital, Fidelity, Akuna Capital, SoFi and Coinbase Ventures.

Cryptocurrency holders with BlockFi accounts can earn interest on Bitcoin and stablecoins. …


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Copyright © Decentralised Africa

Robinhood has come on leaps and bounds since it was founded back in April 2013 by Vladimir Tenev and Baiju Bhatt, two New York-based financial developers. The name, of course, is a nod to Robin Hood, the historical outlaw of Sherwood Forest, who stole from the rich and gave to the poor. The founders are quoted as saying they want to ‘provide everyone with access to the financial markets, not just the wealthy’. Did they achieve what they set out to?

Let’s find out…

The Positives

  • Commission-free stock, ETF and options trading, fractional shares trading, and free cryptocurrency…

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Copyright © Decentralised Africa

In view of remarkable developments in the crypto sector worldwide, the question is, which African banks are gaining first mover advantage in the crypto space?

Like in other sectors of the economy, institutions that gain early entry into the digital asset market space will have a competitive advantage.

As the saying goes, “early birds catch the fattest worms,” the same may apply to banks that adopt cryptocurrency in their operations in these early stages.

Interesting developments

There are several developments taking place relating to the adoption of cryptocurrencies in different countries, which show the direction we are going.


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Read the full review on Decentralised Africa

This time we are putting the lens on Blockchain.com, to see if aside from having perhaps the best URL in the cryptosphere, whether their service and products are of industry-topping quality too. Home to over 60 million free wallets that have transacted over $6.2 trillion in total, the Luxembourg-based operation is the biggest and most trusted wallet provider in the world, launching all the way back in 2011. …


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Read the full article on Decentralised Africa.

There are dozens of different platforms in the world of decentralized finance. The most popular DeFi platforms are decentralized cryptocurrency lending and borrowing services. These offer incredible benefits to both lenders and borrowers, primarily because there is no third party in the middle requiring elaborate paperwork and taking a cut of all transactions. Compound Finance is the first DeFi lending platform to become popular in the cryptocurrency space, mainly because of the incredibly high interest rates users could earn for lending their funds to the platform.


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Read the full list on Decentralised Africa

Binance has become the biggest centralized cryptocurrency exchange in the world based on trading volume, web traffic, average liquidity, and the amount of quality market pairings available, they are the world’s best and biggest. Check out our full review here.

BitMEX is a cryptocurrency exchange and derivative trading platform that trades Bitcoin and other cryptocurrencies with up to 100x leverage. It was founded in 2014 and is headquartered Seychelles. Create an account today!

Coinbase Pro is a product by Coinbase and targets professional crypto traders by offering a professional trading interface and lower fees. The platform…


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DeFi is a new financial sector. It has been around for about two years but has only recently begun to see significant growth. Over the last year alone, the total value “locked” in DeFi exceeded 10 billion USD and continues to rise. Users are rushing into the space for many reasons, but primarily due to the high interest rates offered by DeFi applications, which have exceeded 2000% in some cases.


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You may have come across the term virtual staffing or outsourcing before but if you haven’t then you need not worry because by the end of this piece you’ll have all the information you require to determine whether virtual staffing is the right solution for your business.

Essentially, the term virtual staffing is broadly associated with outsourcing, which is simply a process by which companies either contract individuals or agencies in order to meet their business objectives. Contrary to some myths perpetuated by the industry’s critics, virtual staffing tends to actually begin when organisations understand their unique competitive advantage and…

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